Clever with Cash Privacy Policy
Clever with Cash, published by Informed Choices Pty Ltd, takes your privacy seriously.
This policy has been created to demonstrate our commitment to privacy as well as for your protection and security. This document outlines our treatment and collection of information when you are on the Clever with Cash site (cleverwithcash.com), and when you use and of Informed Choices services. Please read it carefully.
What this Privacy Policy covers
Information Collection and Use
Information Sharing and Disclosure
Links to Third Party Sites
Cookies
Security
Accessing and Editing Your Account Information
Spam Policy
Changes to Privacy Policy
For Further Information: Questions or Suggestions
This privacy policy does not apply to the privacy practices or the content of websites or companies that Informed Choices does not own or control; or to people that Informed Choices does not employ or manage.
Information Collection and Use
Informed Choices collects personally identifiable information when you register for or use Clever with Cash services.
When you register as a member of the Clever with Cash community, we ask for your name, email address, and country of origin. Once you register with Clever with Cash you and sign in to the members area, or make a purchase from us, you are not anonymous to us. Your personally identifiable information will not be publicly displayed on our site.
Informed Choices also automatically received and records information on our server logs form your browser - including your IP Address, Clever with Cash cookie information and the page you requested.
Informed Choices uses information for these general purposes: to fulfill your requests for certain products or services, to improve our products and services, to customise the content you see on our pages, and to contact you about specials and new products.
We do not collect and/or store credit card information. When you make a purchase your credit card information is kept strictly between you and the service that processes those details. The processing service will be either a secure payment gateway associated with a bank or Paypal. We maintain a record of all transactions.
Online Surveys
Our optional surveys and quizzes ask visitors for information that may include, but is not limited to, contact information (such as your name and email address), demographic information (such as your age) and geographic information (such as a post code or country).
Information Sharing and Disclosure
Informed Choices will not sell or rent your personally identifiable information to anyone.
Informed Choices will only send personally identifiable information about you to other companies or people when:
- We have your permission to share the information;
- We need to share your information in order to provide the product or service you have requested;
- We are required by law to provide the information; or
- We find that your actions on our web sites violate the Clever with Cash Terms of Service - or any other guidelines for specific products or services.
Informed Choices is not responsible for the content or practices of web sites operated by third parties that are linked to our sites. These links are intended for the user's convenience only. Links to third party sites do not constitute sponsorship, endorsement or approval by Informed Choices of the content, policies or practices of those third party sites. Once you have left our site via such a link, you should check the applicable privacy policy of that site.
Cookies are data that a web site transfers to an individual's hard drive for record-keeping purposes.
Cookies can facilitate a user's ongoing access to, and use of, a web site. They allow us to track usage patterns and to compile data that can help us to improve our content, advertising, products and services. If you do not want information collected through the use of Cookies, there is an option or setting in most browsers that will allow you to deny or accept Cookies. But you should note that Cookies may be necessary to provide you with features such as registered services or merchandise transactions.
Every effort is made to keep your information private and away from hackers. However, it is not possible for us to guarantee your privacy as no data transmission over the Internet can be guaranteed to be absolutely secure. You should weigh up the risk that your details will be misused by hackers with the benefits of receiving the great information that the Clever with Cash web site has to offer.
Remember to close your browser when you have finished your user session. This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or an Internet café. You as an individual are responsible for the security of and access to your own computer.
Whenever you voluntarily disclose personal information over the Internet this information can be collected and used by others. In short, if you post personal information in publicly accessible forums, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your username and passwords and any account information. Please be careful and responsible whenever you are using the Internet.
Accessing and Editing Your Account Information
You may change or update the login information you have supplied us at any time using the 'Update your Details' section of the Clever with Cash Members area.
For information about changing information specific to your email preferences and newsletter information please review our Spam Policy, which is included in this document.
If you have any questions, troubles or concerns regarding your account or email information, or if you wish to access any of your personal information we hold about you, let us know. Our Privacy Officer can be contacted by emailing contact@cleverwithcash.com
At Informed Choices we take the issue of spam seriously.
Clever with Cash newsletters are managed in accordance with best practice, and fully comply with the Spam Act 2003.
Newsletters are opt-in, from which you can opt-out (or unsubscribe) at any time. We provide you several methods of unsubscribing:
- The easiest way is to click the "Unsubscribe" link at the bottom of a Clever with Cash email broadcast or newsletter.
- You can send an email to contact@cleverwithcash.com requesting to be unsubscribed.
- You can modify your details by clicking the "Modify Details" link at the bottom of every Clever with Cash email broadcast or newsletter.
Changes to this Privacy Policy
Informed Choices may edit this privacy policy from time to time. If we make any substantial changes we will notify you by posting a prominent announcement on our Clever with Cash pages.
For Further Information: Questions or Suggestions
Please contact us through one of the following methods:
Informed Choices Pty Ltd
290 Chapel Hill Rd
Chapel Hill, Brisbane
QLD, AUSTRALIA 4069
Phone: (07) 3878 5166
If calling from overseas: +61 7 3878 5166
Please note that phone contact is only available during our business hours, these are Monday to Friday, 9am - 5pm Australian EST.
Where used, the term "Informed Choices" refers to Informed Choices Pty Ltd -
ACN: 121 387 120
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