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The Clever With Cash Free Article Archive

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Australia's Inflation Rate Rises to 4.2 percent
Why is inflation rising now, and what is driving it?

Inflation Returns
The possibility a rise in inflationary problems is now being acknowledged in many parts of the world. No matter where you live, world wide inflationary pressures are back! And it requires different approaches to everything to do with money - including wage contracts, borrowing for whatever purpose and any form of investment.

Mortgage Woes, What to do?
According to the Case Shiller national home price index, house prices in July 2007 were 3.9% lower than in July 2006.Mr Shiller, an economist at Yale University, has been quoted as saying that "The collapse of US home prices might turn out to be the most severe since the Great Depression."

A Tsunami of Change is Heading Your Way
We have all heard of the rise of China and India, climate change and ongoing military mess in the Middle East. Globalization, rapid technological change and reordering of economic power are all going on, as we sit and wonder how we will be affected?

Subprime Loans, the US Dollar and the Oil Price
Until 1971, a US dollar was changeable for a set amount of gold. When Richard Nixon removed this link, an increased amount of US dollars could be printed, as required by the government of the day. Such printing occurred in the highly inflationary Seventies, to pay for the war in Vietnam and for the costs of the oil shocks...

The Return of the Economic Cycle
WE are all conscious of the cycles of nature and seasons. Until quite recently, the economic cycle was regarded as another one of life's certainties. However, the prolonged expansion of the last decade has fostered the belief that central bankers have now become so skilled in managing the global economy that cyclical ups and downs are a think of the past... Perhaps not.

Wreckage From US Mortgage Crisis Reaches Australian Shores
(and the mortgage affected may be yours) When the basic rules of the game change, the swift and well-informed can take advantage and prosper, or protect themselves and those that they love from major loss. Those who fail to appreciate what is happening may be in for some VERY NASTY SHOCKS. Some people may be reassuring you that you will be unaffected - but taking SIMPLE STEPS will INSURE that if the situation worsens, as it may, you will be sleeping well at night...

Why Shonky Loans in Florida and Las Vegas now can affect you - no matter where you are in the world!
Markets are far more determined by raw emotion and sentiment than the experts would have us believe. Of these emotions the fear of loss, especially if money has already been lost, is actually stronger than the greed for gain. This human fact applies to the stock market, the property market, and any other market...

The Money Printing Game (as played by the World's Central Banks) and how it affects what happens to YOUR money and investments.
It is difficult to make sense of what is happening in the world, without understanding some of these currency games. They affect not only importers and exporters but ordinary people trying to make a living or pay for a home. And the last thing the politicians want is for you to know the truth of what is going on...

Buy Now, Pay Lots More Later
Paying nothing for 6 months or more sounds like a great deal, but stores would not offer it if they (or their associates) were not making money from it. We explore how you can avoid them profiting at your loss.

Credit's Promise: Have It All - NOW!
Credit cards are big business, and Australian's are snatching them up - putting almost 1 million shiny new cards into their pockets in 2005 alone.

Budgeting Benefits - How Budgeting Can Work For You
Budgeting is often viewed as one of those last resort, painful chores left to be done when you've run out of money and don't know why. Whilst especially useful in a situation like that, budgeting holds many benefits for you, both long and short term, regardless of your financial position.

Budgeting Myths Debunked
There's a number of reasons that people don't budget. Partly this is because of an array of myths surrounding budgeting. Behind the myths there lie a number of significant benefits for both your finances and your stress levels.

 
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Financial Quote of the Day:

“The poor, the unsuccessful, the unhappy, the unhealthy are the ones who use the word tomorrow the most.”

- Robert Kiyosaki
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